Travel Protection

Benefits Level of Coverage *
Trip Cancellation/Interruption Up to trip cost**
Baggage Delay $200
Travel Delay $200
24-Hour Hotline Included

* Benefits are provided on a per person basis.
** The maximum amount of Trip Cancellation/Interruption coverage is $3,000.

Delta.com has partnered with Access America to provide you with travel insurance. Complete details regarding benefits will be emailed to you upon completion of insurance purchase. For questions regarding coverage, please contact Access America at 1-800-419-8016 (ref: DLA525) or by email at delta@accessamerica.com. You can also view a complete list of terms and conditions.

Please note that changes to your travel plans may require changes to your coverage. If your plans change, please contact Access America at 1-800-419-8016 (ref: DLA525) to ensure your policy is still valid.

Satisfaction Guarantee:

Within 10 days of purchasing the program, Access America will process a full refund of premium to you, as long as you have not already departed on your trip or filed a claim. No refunds shall be paid to you after 10 days of purchasing the program.

Travel Protection:

This is a brief description of the insurance protection and services provided in this program. This program contains a Pre-existing Condition Exclusion and General Program Exclusions. Other conditions, limitations and exclusions apply. A complete description of the benefits, conditions, limitations and exclusions, will be emailed to you upon completion of the purchase process with Delta.com. Be sure to call Access America at 1-800-419-8016 if, after purchasing this insurance, you do not receive the Certificate of Insurance/Policy that contains this vital information. Terms and conditions may vary according to your state of residence.

For questions regarding coverage, please contact Access America at 1-800-419-8016 (ref: DLA525) or by email at delta@accessamerica.com.

  1. Trip Cancellation/Interruption**: Coverage provides financial protection for expenses related to trip cancellation or trip interruption caused by a covered reason. Trip Cancellation coverage provides reimbursement for prepaid, non-refundable expenses, up to the amount of coverage purchased. Trip Interruption coverage offers reimbursement for the unused, non-refundable portion of your trip and increased transportation costs for you to return home due to a covered reason. Some covered reasons are listed below:
    • Serious and unforeseen illness, injury or death of you, a covered family member or traveling companions.
    • Employer termination if you have been with the same employer for at least three continuous years, and are terminated through no fault of your own after the effective date of this insurance.
    • Fire, flood, burglary, vandalism or natural disasters making your home uninhabitable.
  2. Baggage Delay**: Covers the reasonable additional purchase of essential items if your baggage is delayed or misdirected by a common carrier for 24 hours or more. Receipts for emergency purchases are required.
  3. Travel Delay**: Offers reimbursement to cover additional accommodation and travel expenses due to a delay of at least 6 hours. Covered reasons for travel delay include carrier caused delays (including bad weather) and unannounced strikes. Payments may not exceed $150 per day.
  4. 24-Hour Hotline Help: Help is just a phone call away with Access America travel protection. A staff of multi-lingual problem solvers is available to help you gain access to local resources and information you need to solve a medical, legal or travel-related emergency.

Pre-existing Conditions Exclusion:

The program does not cover losses or expenses if they result from a pre-existing condition.

Pre-existing conditions are any injury occurring prior to and including the effective date of this insurance and any illness occurring during the 120 days prior to and including the effective date of this insurance for which medical diagnosis and treatment by a physician has been sought or advised or for which symptoms exist which would cause a prudent person to seek diagnosis, care or treatment.

** Benefits are provided through Access America, a division of World Access Service Corp. Insurance coverage is under Form No. 52.401 or 52.201 issued by BCS Insurance Company or Form No. 101-C-XX-01 or 101-P-XX-01 issued by Jefferson Insurance Company.

Complete details regarding all of the benefits described here will be emailed to you upon completion of insurance purchase. For questions regarding coverage, please contact Access America at 1-800-419-8016 (ref: DLA525) or by email at delta@accessamerica.com. You can also view a complete list of terms and conditions.

California Residents – Please read the following: NOTICE: This plan contains disability insurance benefits or health insurance benefits, or both, that only apply during the covered trip. You may have coverage from other sources that already provide you with these benefits. You should review your existing policies. If you have any questions about your current coverage, call your insurer or health plan.

California residents: Please note that we are doing business in California as WASC Insurance Agency and our California License # is 0B01400.

Texas Residents: Please be advised that this optional coverage may duplicate coverage already provided by Your personal auto insurance policy, homeowner’s insurance policy, personal liability insurance policy or other source of coverage.

(ref: DLA525)